{"product_id":"small-business-accounting-finance-basics-plain-english-guide-for-australia-new-zealand","title":"Small Business Accounting \u0026 Finance Basics — Plain-English Guide for Australia \u0026 New Zealand","description":"\u003cp\u003e\u003cstrong\u003eYou do not need an accounting background. You need a clear picture of your own money.\u003c\/strong\u003e\u003c\/p\u003e\n\n\u003cp\u003eThis is a 100-page, plain-English guide for freelancers, sole traders, side-hustlers and microbusiness owners in Australia and New Zealand who want to feel calmer and clearer about their finances — without jargon, formulas or accounting software.\u003c\/p\u003e\n\n\u003ch3\u003eWhat you will be able to do\u003c\/h3\u003e\n\u003cul\u003e\n  \u003cli\u003eTrack money in, money out, and what is actually left\u003c\/li\u003e\n  \u003cli\u003eFind the recurring spending you cannot easily see\u003c\/li\u003e\n  \u003cli\u003eUnderstand income, expenses, assets, liabilities and owner's equity in everyday language\u003c\/li\u003e\n  \u003cli\u003eRead a simple profit-and-loss statement and a simple balance sheet\u003c\/li\u003e\n  \u003cli\u003eInvoice clearly, set real due dates, and follow up politely\u003c\/li\u003e\n  \u003cli\u003eTell the difference between an expense, an asset and an investment decision\u003c\/li\u003e\n  \u003cli\u003eUnderstand why a profitable month can still leave your bank balance falling\u003c\/li\u003e\n  \u003cli\u003eWork out GST both ways — adding it on, and separating it out of a total\u003c\/li\u003e\n  \u003cli\u003eBuild a money routine that survives a busy week\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eWhat is inside\u003c\/h3\u003e\n\u003cul\u003e\n  \u003cli\u003e\n\u003cstrong\u003eTen lessons\u003c\/strong\u003e, each with learning outcomes, a worked example using a fictional business, common-mistake and in-practice notes, a confidence check and a quick-reference panel\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eOver 30 worksheets and activities\u003c\/strong\u003e you can print or complete on screen\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eModel answers for every activity\u003c\/strong\u003e, organised lesson by lesson\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eTen diagrams\u003c\/strong\u003e, including a one-month timeline showing profit and cash side by side\u003c\/li\u003e\n  \u003cli\u003e\n\u003cstrong\u003eSeparate Australian and New Zealand GST sections\u003c\/strong\u003e — different rates, different thresholds, different terminology, taught apart so the rules never get mixed up\u003c\/li\u003e\n  \u003cli\u003eA sample Australian tax invoice and a sample New Zealand taxable supply information document\u003c\/li\u003e\n  \u003cli\u003eGlossary and a one-page quick reference\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eThe GST section\u003c\/h3\u003e\n\u003cp\u003eMost GST mistakes are decision mistakes, not arithmetic mistakes. The guide teaches one decision first — \u003cstrong\u003eadd GST\u003c\/strong\u003e, \u003cstrong\u003eGST already included\u003c\/strong\u003e, or \u003cstrong\u003echeck before you calculate\u003c\/strong\u003e — then gives separate formula cards and worked examples for Australia (10 per cent) and New Zealand (15 per cent).\u003c\/p\u003e\n\n\u003ch3\u003eWho it is for\u003c\/h3\u003e\n\u003cul\u003e\n  \u003cli\u003eFreelancers and contractors\u003c\/li\u003e\n  \u003cli\u003eSole traders and microbusiness owners\u003c\/li\u003e\n  \u003cli\u003eSide-hustlers testing a business idea\u003c\/li\u003e\n  \u003cli\u003eAdult learners returning to study who want practical money skills\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch3\u003eFormat and delivery\u003c\/h3\u003e\n\u003cp\u003eInstant digital download. One A4 PDF, 100 pages, full colour, with a clickable contents page and bookmarked navigation. Readable on a laptop, tablet or phone, and printable at home.\u003c\/p\u003e\n\n\u003ch3\u003ePlease read before buying\u003c\/h3\u003e\n\u003cp\u003eThis guide provides \u003cstrong\u003egeneral educational information only\u003c\/strong\u003e. It is not accounting, tax, financial, legal or bookkeeping-software advice, and it does not take your personal circumstances into account. Tax rules and thresholds change. Always confirm the current position with the Australian Taxation Office or New Zealand Inland Revenue, or with a registered accountant, tax agent or bookkeeper.\u003c\/p\u003e\n\n\u003cp\u003eIt does not cover tax returns, business activity statements, GST returns, tax planning, double-entry bookkeeping, auditing, or how to use any particular accounting software.\u003c\/p\u003e\n\n\u003ch3\u003eLicence\u003c\/h3\u003e\n\u003cp\u003eThis edition is licensed for \u003cstrong\u003epersonal educational use\u003c\/strong\u003e by the purchaser. It may not be shared, resold, distributed, or used to deliver paid training to others. A separate trainer and organisation licence is available — contact Unlock Futures for pricing.\u003c\/p\u003e\n\n\u003cp\u003e\u003cem\u003eWritten by Mandeep Kaur Aujla, founder of Unlock Futures, with over 20 years of adult education experience across Australia and New Zealand.\u003c\/em\u003e\u003c\/p\u003e","brand":"Unlock Futures","offers":[{"title":"Personal-use customer edition (PDF)","offer_id":51846423445782,"sku":"UF-SBAF-PDF-V2","price":29.95,"currency_code":"AUD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0995\/6638\/7478\/files\/Small_Business_Accounting_Finance_Basics.png?v=1788937128","url":"https:\/\/shop.unlockfutures.com.au\/products\/small-business-accounting-finance-basics-plain-english-guide-for-australia-new-zealand","provider":"Unlock Futures","version":"1.0","type":"link"}